Pertanggungjawaban Pidana Pengguna Rekening Nominee dalam Tindak Pidana Judi Online

Ahmad Sumantri; Ahmad Zulpikri; Nanang Sugito

Authors

Ahmad Sumantri Universitas Pamulang Author
Ahmad Zulpikri Universitas Pamulang Author
Nanang Sugito Universitas Pamulang Author

Keywords:

criminal liability, nominee account, online gambling, money laundering

Abstract

The widespread use of nominee bank accounts has become one of the most common methods employed to facilitate the circulation and concealment of funds derived from online gambling. Although Indonesian law provides criminal sanctions for gambling and money laundering offenses, the legal responsibility of nominee account holders remains inconsistent in law enforcement practice. This study aims to examine the legal framework governing criminal liability for nominee account holders involved in online gambling transactions and to analyze its implementation within the Indonesian criminal justice system. The research adopts a normative juridical method using a statutory, conceptual, and case-based approach. Primary legal materials include the Criminal Code, Law Number 1 of 2024 concerning Electronic Information and Transactions, and Law Number 8 of 2010 concerning the Prevention and Eradication of Money Laundering. The findings indicate that existing regulations provide an adequate legal basis to prosecute individuals who intentionally provide bank accounts to conceal proceeds of crime. Nevertheless, practical enforcement often encounters difficulties in proving intent, resulting in differing legal treatment of nominee account holders. This study highlights the need for clearer legal standards to distinguish between individuals acting knowingly as facilitators and those who are genuinely exploited by criminal networks.

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